From building single family homes to constructing large commercial or industrial projects in Santa Clara, Fremont, Hayward, Berkeley, San Francisco, Oakland, and throughout the Bay Area, general contractors insurance is there to protect against a myriad of issues.
At Concise Solutions Insurance, we have helped all kinds of businesses associated with construction to provide them with the right business insurance for their needs. Some insurance is perhaps obvious, such as business insurance for contractors like electricians and plumbers. Some insurance might need a bit more explanation, such as marine insurance. What they all have in common is that they are needed for different businesses, and our team of independent insurance agents can help you get the right insurance policies that cover your business.
Contact us today to learn more and to review your present business insurance policies.
With any building project, there are usually several different contractors and other workers on site tackling different tasks. Protecting the project as well as the businesses means having the right liability insurance in force should someone get injured or otherwise come after a business with a lawsuit. But this is the only kind of protection that general contractors and others should have in place.
Most likely you have at least one vehicle, and perhaps a fleet of vehicles if you are a larger contractor. These need to be covered with commercial auto insurance. With the large amount of equipment that you have for your business, commercial property insurance should also be on your list of protective insurance policies. With employees, you need to have workers compensation insurance to protect against work-related injuries.
No matter if you are the property owner, a general contractor, or one of the many subcontractors that are working on the project, a builders risk insurance policy is a smart idea to protect the entire project. Many times there are issues of vandalism or theft, but it could also be affected by natural events such as hail or lightning. This policy will also help to protect the equipment on site as well as the current materials and other supplies for the project. Each project is unique and each builders risk insurance policy will need to be written for each project to ensure that all aspects are covered properly.
All manner of contractors and builders, as well as home improvement contractors, need to ensure that they protect the business as well as to protect against potential issues from others in Santa Clara, Fremont, Hayward, Berkeley, San Francisco, Oakland, and throughout the Bay Area.
When you work with Concise Solutions Insurance, we can help to put the right business insurance for contractors in place so that you can get on with your business. Contact our team today to learn more.