Contractors Insurance and Construction Insurance in San Francisco, CA

San Francisco is the second-most densely populated city in the United States and continues to flourish. As a result, construction opportunities are always abundant, with the Bay Area continuously rising. Whether you’re building down in Fisherman’s Warf or by the iconic Nob Hill, the right contractor’s insurance will protect you anywhere.

No matter what kind of home you’re building, be it a mission-style home or updating a traditional Victorian building, you’ll need to be covered. San Francisco is no stranger to the risks of fire, earthquakes, and criminal damages, making protection for your business a necessity. Concise Solutions Insurance Services offers a series of policies to protect your contractor and construction business in San Francisco, CA.

Building on any construction site invites the potential for accidents. Because construction encompasses many details, it doesn’t take much for one wrong thing to create a series of issues. Risks to consider include:

• Worker injury
• Damaged tools
• Cosmetic mistakes made to the project
• Car accidents
• Crime

This is where contractor’s insurance can make a huge difference. Given how dangerous construction sites can be, offering protection for your workers is vital. In fact, it is often required by law.

General Contractors Insurance in San Francisco

General liability insurance is a catchall policy that covers your business from bodily injury, libel/slander, and certain legal expenses. General liability is the most basic form of business coverage most companies have. Whether you’re just starting your contractor’s company or expanding on an existing business, general liability is a sturdy foundation for your contractor’s insurance.

Construction Insurance in San Francisco, CA

Workers’ compensation is a type of insurance that offers financial aid should one of your workers injure themselves on the job. This policy will cover the medical and legal expenses that follow a work-related accident. Adequate worker’s compensation also builds trust within your employees to know that their boss is looking out for them.

By law, all business owners in California must carry worker’s compensation insurance. Worker’s compensation is essential in construction since accidents are a regular occurrence. Incorporating worker’s compensation into your insurance policy protects all of your workers and ensures peace of mind.

The right contractor’s insurance in San Francisco, CA, provided by Concise Solutions Insurance Services, will keep your projects on track. For more information about insurance in the Bay Area, contact us today for a customized quote.