If you run a business in San Francisco, no matter the size, you know how important it is to have business insurance. And it seems like the bigger the business you have, the more important it is to have business insurance with the right coverages in place to protect against the worst. But what sort of coverages should you have? Do you need any specialty coverages? What about liability? You know you need good business insurance, but you just don’t have the time to sort through it all.
Don’t get confused by all the different options, call your Concise Solutions Insurance agent to explain your Fremont-based business and let them do the hard work of sifting through the options to present to you the best choices for your business.
Coverage When You Have Employees
When you have employees working in your Berkley business, there are several business insurance policies that you’ll want to consider having. The most well-known is workers’ compensation insurance, which covers your employees with injury and more. Another business insurance policy to have is employment practices liability insurance. This policy focuses on claims from employees from things such as wrongful termination, sexual harassment, discrimination, and more. And you can offer group health insurance for your employees, and this can include not only health insurance, but also dental insurance, vision coverage, and even utilizing health savings accounts. Give a call to your Concise Solutions Insurance agent to learn what policies you may want to include for your business.
Will I Have Enough Insurance Coverage
Many Santa Clara business owners wonder if the coverages that they have will be enough, should things get really bad. When you speak with your local Concise Solutions Insurance agent, they may recommend that you look at adding an umbrella policy for your business. If your regular insurance policies don’t cover the number of damages, the rest of the judgment will have to come from you, the business owner. An umbrella policy helps to cover that portion that isn’t covered by your regular policies. The amount will vary based on the coverages you already have in place, assets that are looking to be protected, and more. The point of insurance is to protect your business to ensure that it can continue, which provides you and your employee’s money to live. An umbrella policy will help to keep that going for all involved.
Don’t take chances with your Hayward or Oakland business. This is your livelihood, and you support several workers who also have families. Take the time to speak with Concise Solutions Insurance to learn how you can safeguard your business from loss, and find out just how affordable it can be.
