Contact Us Now For A Free Quote | 510.534.6293
Providing you with the best quotes!

Auto Insurance
Home Insurance
Business Insurance
Commercial Auto Insurance
Commercial Property Insurance
Workers Compensation

When it comes to moving into an apartment or rented condo, you may be spending a lot of time planning your move and thinking about where your furniture should go – and maybe getting a shiny new TV to go with that shiny new apartment! As you settle into your new place, it’s also important to make sure your belongings are protected. One excellent way of doing this is by purchasing renters insurance. This highly affordable type of insurance can give you some peace of mind if trouble strikes. But what about those fantastic new electronics you are buying for your new home? Are they protected?

What's Included in Renters Insurance?

Every renters insurance policy is somewhat different. For this reason, you need to read through your policy to look for specific inclusions and exclusions. In most cases, the policy will include the contents of your home. These are the items and belongings within your property and space. It does not include anything that belongs to the owner of the building, but rather your specific items.

In most cases, computer equipment and electronics in general will be a component to contents coverage. If an event occurs that is covered by your policy specifically, then replacement or repair of those items is often covered under your renters insurance plan. However, there are a few things to know:

  • The cause of the loss needs to be a covered event. This may be things like fire, theft or vandalism. Be sure to find out what types of events are covered.

  • It cannot be an item that is excluded specifically from your policy. This information is listed within your policy. You should know in advance what is excluded.

  • It only covers these items up to the amount of your coverage limit. If your limit is lower than the value of these items, consider the investment in additional coverage for these high-priced valuables.

It's important to know what your renters insurance policy covers. If you are unsure or you want to make sure the value is high enough to cover any high-value electronics you have in place, contact your agent or get a quote for an additional or new policy. Making sure it works for you is essential to making renters insurance a worthwhile investment.

Is it time to review your coverage? Call Concise Insurance Services at (408) 567-1111 for more information on Santa Clara renters insurance.

Posted 1:47 PM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2016
  • 2015

View Mobile Version
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
From Our Blog From Our Customers
Read More Read More
Stay In Touch With Us Helpful Site Links Contact Us Now
Sign up now to receive new and updates 414 E 3rd Ave
San Mateo, CA 94401

PH: (650) 401-8800
FX: (650) 401-8010

Available 10:30-6 M-F
2062 Walsh Ave, Ste B2
Santa Clara, CA 95050

PH: (408) 567-1111
FX: (408) 215-2637

By Appointment Only
3349 International Blvd
Oakland, CA 94601

PH: (510) 534-6293
FX: (510) 534-9474

Available 9-6 M-F, 10-4 Sat.
CA License#: 0E39016

We have the expertise to find you the right coverage at the right price 
Powered by Insurance Website Builder