Contact Us Now For A Free Quote | 510.534.6293
Providing you with the best quotes!

Auto Insurance
Home Insurance
Business Insurance
Commercial Auto Insurance
Commercial Property Insurance
Workers Compensation

Starting a business requires you to complete many tasks, from obtaining a business license to purchasing a business insurance policy. And while some coverage options are mandatory according to federal and/or state laws, most coverage operations are optional and left for you to buy at your discretion. Most business owners understand the importance of protecting the company’s physical assets, but is commercial property insurance required by law?

In most states, businesses are required to hold the following types of coverage:

-         Workers compensation: Provides financial benefits to employees who are injured on the job. In exchange for these benefits, employees forgo the right to sue their employer.

-        Disability: Provides partial wage replacement to employees who become disabled from an injury or illness that is not sustained on the job.

-         Unemployment: Businesses pay unemployment insurance taxes, which employees who are laid off can collect as they search for new work.

However, it’s wise to invest in additional coverage options, beyond what is simply required of you. Your independent insurance agent can assess the unique needs of your business and recommend the coverage options to protect your interests. But nearly every business out there can benefit from commercial property insurance, even though it’s not required by law.

Whether you own or rent your workplace, chances are you’ve invested in furniture, computers, raw materials, inventory, specialized equipment and more. If these assets were damaged, destroyed or stolen, would you be able to run your business? Would you be able to replace what was lost? Commercial property insurance can provide the funds to do just that, helping your business get back up on its feet after a rough patch.

Some additional optional policies to ask your agent about include general liability insurance, business interruption insurance, professional liability insurance and others as they’re recommended.

Get the coverage you need. Call Concise Insurance Services at 650-401-8800 for more information on San Mateo commercial property insurance.

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2016
  • 2015

View Mobile Version
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
From Our Blog From Our Customers
Read More Read More
Stay In Touch With Us Helpful Site Links Contact Us Now
Sign up now to receive new and updates 414 E 3rd Ave
San Mateo, CA 94401

PH: (650) 401-8800
FX: (650) 401-8010

Available 10:30-6 M-F
2062 Walsh Ave, Ste B2
Santa Clara, CA 95050

PH: (408) 567-1111
FX: (408) 215-2637

By Appointment Only
3349 International Blvd
Oakland, CA 94601

PH: (510) 534-6293
FX: (510) 534-9474

Available 9-6 M-F, 10-4 Sat.
CA License#: 0E39016

We have the expertise to find you the right coverage at the right price 
Powered by Insurance Website Builder